{"id":16883,"date":"2026-06-08T15:23:30","date_gmt":"2026-06-08T13:23:30","guid":{"rendered":"https:\/\/www.renouvelle.be\/?p=16883"},"modified":"2026-06-08T15:26:44","modified_gmt":"2026-06-08T13:26:44","slug":"ralentissement-des-credits-pour-economies-denergie-debut-2026","status":"publish","type":"post","link":"https:\/\/www.renouvelle.be\/fr\/ralentissement-des-credits-pour-economies-denergie-debut-2026\/","title":{"rendered":"Ralentissement des cr\u00e9dits pour \u00e9conomies d\u2019\u00e9nergie d\u00e9but 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Un constat que nous partage Febelfin, la F\u00e9d\u00e9ration belge du secteur financier, pour le premier trimestre de cette ann\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8 400&nbsp;: c\u2019est le nombre de cr\u00e9dits \u00e0 la consommation accord\u00e9s pour financer des investissements visant l\u2019\u00e9conomie d\u2019\u00e9nergie. Par rapport \u00e0 2025, il s\u2019agit, en termes de nombre, d\u2019une augmentation de 1,7 % et de 0,8 si on parle de montant total.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces investissements incluent, entre autres, l\u2019installation de panneaux solaires ou d\u2019une <a href=\"https:\/\/www.renouvelle.be\/fr\/belgique-retour-equilibre-pour-le-marche-des-pompes-a-chaleur-20\/\" type=\"link\" id=\"https:\/\/www.renouvelle.be\/fr\/belgique-retour-equilibre-pour-le-marche-des-pompes-a-chaleur-20\/\" target=\"_blank\" rel=\"noreferrer noopener\">pompe \u00e0 chaleur<\/a> par exemple. La Febelfin estime que ces r\u00e9sultats traduisent un certain ralentissement. Elle constate un nombre d\u2019emprunt beaucoup moins important qu\u2019en 2022 quand les prix de l\u2019\u00e9nergie explosaient \u00e0 cause du conflit entre l\u2019Ukraine et la Russie. Mais un nouveau pic d\u2019int\u00e9r\u00eat pour ces cr\u00e9dits pourrait \u00e0 nouveau survenir si les tensions au Moyen-Orient devaient se poursuivre, ayant pour cons\u00e9quence logique de faire grimper les prix de l\u2019\u00e9nergie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f4t\u00e9 <a href=\"https:\/\/febelfin.be\/fr\/presse\/financement-de-l-economie\/les-credits-pour-economies-d-energie-ralentissent-au-premier-trimestre-2026\" type=\"link\" id=\"https:\/\/febelfin.be\/fr\/presse\/financement-de-l-economie\/les-credits-pour-economies-d-energie-ralentissent-au-premier-trimestre-2026\" target=\"_blank\" rel=\"noreferrer noopener\">r\u00e9novation<\/a>, un peu plus de 19 400 nouveaux cr\u00e9dits \u00e0 la consommation ont \u00e9t\u00e9 contract\u00e9s au premier trimestre 2026, ce qui repr\u00e9sente un bond de + 5,5 % par rapport \u00e0 l\u2019ann\u00e9e pass\u00e9e, \u00e0 la m\u00eame p\u00e9riode. Ces derniers permettent de financer des travaux de r\u00e9novation g\u00e9n\u00e9rale mais aussi pour l\u2019am\u00e9lioration de l\u2019efficacit\u00e9 \u00e9nerg\u00e9tique de l\u2019habitation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un constat que nous partage Febelfin, la F\u00e9d\u00e9ration belge du secteur financier, pour le premier trimestre de cette ann\u00e9e. 8 400&nbsp;: c\u2019est le nombre de cr\u00e9dits \u00e0 la consommation accord\u00e9s pour financer des investissements visant l\u2019\u00e9conomie d\u2019\u00e9nergie. Par rapport \u00e0 2025, il s\u2019agit, en termes de nombre, d\u2019une augmentation de 1,7 % et de 0,8 si on parle de montant total. Ces investissements incluent, entre autres, l\u2019installation de panneaux solaires ou d\u2019une pompe \u00e0 chaleur par exemple. La Febelfin estime que ces r\u00e9sultats traduisent un certain ralentissement. Elle constate un nombre d\u2019emprunt beaucoup moins important qu\u2019en 2022 quand les prix de l\u2019\u00e9nergie explosaient \u00e0 cause du conflit entre l\u2019Ukraine et la Russie. Mais un nouveau pic d\u2019int\u00e9r\u00eat pour ces cr\u00e9dits pourrait \u00e0 nouveau survenir si les tensions au Moyen-Orient devaient se poursuivre, ayant pour cons\u00e9quence logique de faire grimper les prix de l\u2019\u00e9nergie. C\u00f4t\u00e9 r\u00e9novation, un peu plus de 19 400 nouveaux cr\u00e9dits \u00e0 la consommation ont \u00e9t\u00e9 contract\u00e9s au premier trimestre 2026, ce qui repr\u00e9sente un bond de + 5,5 % par rapport \u00e0 l\u2019ann\u00e9e pass\u00e9e, \u00e0 la m\u00eame p\u00e9riode. Ces derniers permettent de financer des travaux de r\u00e9novation g\u00e9n\u00e9rale mais aussi pour l\u2019am\u00e9lioration de l\u2019efficacit\u00e9 \u00e9nerg\u00e9tique de l\u2019habitation.<\/p>\n","protected":false},"author":38,"featured_media":16884,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16,17],"tags":[],"section":[8,13,9],"class_list":["post-16883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-actualite-en-belgique","section-energie-renouvelables","section-solaire","section-geothermie-pac"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ralentissement des cr\u00e9dits pour \u00e9conomies d\u2019\u00e9nergie d\u00e9but 2026 - Renouvelle<\/title>\n<meta name=\"description\" content=\"Selon Febelfin, les cr\u00e9dits \u00e0 la consommation visent l&#039;\u00e9conomie d&#039;\u00e9nergie ont l\u00e9g\u00e8rement augment\u00e9 d\u00e9but 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.renouvelle.be\/fr\/ralentissement-des-credits-pour-economies-denergie-debut-2026\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ralentissement des cr\u00e9dits pour \u00e9conomies d\u2019\u00e9nergie d\u00e9but 2026 - Renouvelle\" \/>\n<meta property=\"og:description\" content=\"Selon Febelfin, les cr\u00e9dits \u00e0 la consommation visent l&#039;\u00e9conomie d&#039;\u00e9nergie ont l\u00e9g\u00e8rement augment\u00e9 d\u00e9but 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.renouvelle.be\/fr\/ralentissement-des-credits-pour-economies-denergie-debut-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Renouvelle\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-08T13:23:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-08T13:26:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.renouvelle.be\/wp-content\/uploads\/2026\/06\/AdobeStock_522515644-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Samuel Alves\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/\"},\"author\":{\"name\":\"Samuel Alves\",\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/#\\\/schema\\\/person\\\/62b4c001b8fd803b342545e3abbd149f\"},\"headline\":\"Ralentissement des cr\u00e9dits pour \u00e9conomies d\u2019\u00e9nergie d\u00e9but 2026\",\"datePublished\":\"2026-06-08T13:23:30+00:00\",\"dateModified\":\"2026-06-08T13:26:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/\"},\"wordCount\":231,\"image\":{\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.renouvelle.be\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/AdobeStock_522515644-scaled.jpeg\",\"articleSection\":[\"Actualit\u00e9\",\"Actualit\u00e9 en Belgique\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/\",\"url\":\"https:\\\/\\\/www.renouvelle.be\\\/fr\\\/ralentissement-des-credits-pour-economies-denergie-debut-2026\\\/\",\"name\":\"Ralentissement des cr\u00e9dits pour \u00e9conomies d\u2019\u00e9nergie d\u00e9but 2026 - 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